Star Citizen:Insurance FAQ and Update
ByDate: 11-27-2012 Views:
Star Citizen's latest comm link update explaines how ship insurance works in Star Citizen. According to Cloud Imperium, ship insurance ensures that your ship will be replaced and/or its modifications and cargo will be subsidized should you be destroyed in a fight or accident. Like the insurance in real life, you must pay a regular fee in galactic credits (the in-game currency), or your policy will lapse and you will not receive a payout or a ship replacement when your ship is destroyed.
Compared to the landing fees, trade tariffs, and fuel costs, the costs of insurance will be "a relatively small part of your regular in-game expenses" Insurance policy upgrades based on risk levels will also be available. Players who pledged to support Star Citizen prior to November 26th will have lifetime insurance on their pledge ships, though it's worth noting that the lifetime coverage does not extend to mods or cargo.